It’s not easy buying a decent and reliable car on a tight budget, especially when you’re already taking the plunge into a world of student debt. However, with a few pointers you should be able to get something which will help make your university life that little bit easier.
Appearance
Although tempting to want to look good to others, affordability, safety and reliability should be at the top of your priority list, not design, colour scheme or any other less important factor. It might be that you can get a better deal with a less popular colour. Green, for some reason, is not a very popular choice and so more likely to be cheaper. Clunky saloon boots are less popular than family-friendly hatchbacks, so again you can opt for something a little less popular and save money.
Cash is king
If you’re looking for an older but still reliable, smallish car, and the bank of Mum and Dad is willing, try to pay for your car outright, in cash. Being a student you’re unlikely to have the necessary credit to take out a car loan. In any case, you’re probably going to be already tied up with a hefty student loan. With cash, you’re likely to get a healthier discount on your vehicle because the dealer is taking less of a risk on you. Be sure to get your reg checked from Just Car Checks before you buy!
Insurance
Being young and male will go against you in terms of insurance; it’s based on statistics and that demographic presents companies with the biggest risk. Other factors such as size and model of engine, horsepower, age of vehicle are also factors; another reason for choosing a modestly sized and aged vehicle rather than something more eye-catching.
Maintenance
It’s not only the short-term but the long-term costs you’ll have to consider. Replacement tyres and brakes are usually a bi-annual running cost, while an oil change, MOT (MOT history check), car insurance and road tax are yearly affairs. Then there’s the petrol, not to mention accidental damage such a replacement windscreen or spent bulbs. You have to be ready for this.
Dealer or no dealer
There’s no doubt that purchasing a vehicle from a private individual is the cheapest option out there – the most likely way for you to bargain a little and put in a respectable but healthily lower offer. However, if you go to a reputable mid-sized dealership, you’ll have that extra piece of mind. They’ll usually offer you a minimum of a three-month warranty as standard and will have thoroughly vetted the car before originally purchasing and placing it in their forecourt.
You may have heard of Bitcoin. Bitcoin in 2017 was able to hit almost $20K. Speculation was the primary reason why Bitcoin was able to surge from just $1,000 to near $20K level. And today, there are a great number of other cryptocurrencies to choose from. The reason why Bitcoin was made in 2008 was in order to have a currency that isn’t affected by economic disasters such as the 2008 financial crisis. It isn’t tied to any central bank making it decentralized.
Have you considered buying cryptocurrencies? When it comes to investing cryptocurrencies, you will need to understand that there are pros and cons. Considering the pros and cons prepare you to the risks that you are going to face. And also, it prevents you from over-committing when it comes to buying digital assets.
No matter what countries do to ban crypto exchanges, it is impossible to stop the use of cryptocurrencies. This means that peer to peer trading can still work. But of course, it might be slow, but it means that it can still be used for transactions and for trading regardless of any intervention by the government. You can even use it on your Nokia 8.1 phone.
Another important note when it comes to Bitcoin is that it has always come back despite massive correction. Bitcoin lost around 80% of its value since it reached near $20K value. However, the fact is that historically, Bitcoin has always come back to reach a new high. Will this be the case with Bitcoin?
Are you a speculator? The reality is that there are a lot of other cryptocurrencies to choose from. You can choose from XRP to Ethereum to Bitcoin. Different cryptocurrencies have their different uses. For instance, Ripple’s XRP is more for reducing the cost of cross-border transactions.
Now, if you are expecting Bitcoin to become your asset for early retirement, remember that it is unpredictable. The news could spiral Bitcoin out of control. And also, an approval from the regulators could have it go up. The point is that it is highly volatile. If you are someone who has a low-risk tolerance, this isn’t something that you should go for.
Though it can’t be stopped by regulators completely at this point, cryptocurrencies are still not getting adopted because there are no laws that govern them specifically. All over the world, there are only a few countries that can be considered pro-crypto.
Now, you have crypto exchanges that are prone to hacking incidences. Hacking can endanger your funds if you are too careless when it comes to leaving your crypto in an exchange. However, there is a solution that you can go for. You can just buy a cold wallet and have it stored. However, you need to remember your verification pin. Forgetting the pin means that the crypto isn’t going to be accessible anymore.
If you are going to invest in cryptocurrencies, it is important that you are going to know the pros and the cons. The last thing that you want is to invest more than you should and end up losing your money.
When it comes to people who are looking to shift their career to become a freelancer, it is important that you know exactly how to grow your income. These days, you don’t need to go to an office in order to earn a good amount of money. Nowadays, you can control the time you work, and just build a career as a freelancer.
But of course, it can be intimidating at first. There are many who are hesitating because they don’t want to end up with no clients. Also, it is quite intimidating to know that you don’t have a regular salary. Instead, you will be dependent on your regular projects. Here are some of the most common ways on how to effectively build a career as a freelancer online. Many clients running affiliate sites are looking for writers, i write for one who reviews the best lawn scarifiers.
One of the things that you will have to do is to make sure you meet deadlines. Meeting deadlines is something that a lot of freelancers miss on considering that they are their own boss. With minimal supervision, you don’t have a manager who follows up on your work. It is quite tempting to just go easy with the work that you do. But of course, you need to have the discipline to finish the work on time.
You want to make sure that you are going to communicate with your client. Before you even get hired, you want to make sure that you are communicating well with them. This way, you make the impression as if you are always available online. Make it a point to reply to emails and questions regularly.
The first thing that you have to consider is the right platform. There are some platforms that are better than others. Try to stick to the platform that offers the most jobs for you. There are jobs that are specific for writers, and also, there are those platforms that are more for developers and artists.
It is important that you showcase what you can do to your potential clients. A lot of clients want to see what you can bring to the table. Aside from this, you can have your website in order to get people to hire you. A lot of times, a portfolio can also serve as your branding.
If you don’t have the money to maintain your very own website, there are platforms out there that allow you to upload your past works.
If you are going to have a long term plan as a freelancer online, you want to make sure that you don’t get stuck when it comes to the skills that you offer. It is imperative that you try to learn new things. Don’t be afraid to learn using a new platform or even taking a new class every now and then. Enhancing your skill is also a good way to improve your pay and to get more jobs.
If you ever wondered how to become a freelancer online, it is important that you know how to grow your career. It is also important that you are dedicated to your craft.
There are instances when small businesses fail to grow. There are a variety of possible reasons why a business stopped growing. However, if you are serious about having a business, it is imperative that you know how to make it grow. There are easy strategies that you can go for. And in reality, there are ways on how to do it without spending so much money.
The first thing that you should consider is your product. How does it compare against the top players in the market? Does it have a good fight against the other products by your competitors? Nowadays, it is important to always look into the different brands in your market. Try to study what they do better than yours. And also, be conscious of the feedback left by your clients and customers about your products and services. The bottom line is that you should never settle for a lackluster service or a product that falls below standards.
It is important that branding is important. Remember that branding is what makes your brand leave an impression to your possible customers and even to your market. And the reality is that branding is not just about the logo. It is a culmination of different things from the color that you chose for your brand to the voice that you are using. The bottom line is that it should fit the market’s overall behavior and tendencies. See civilizedhealth.com who branded well around rowing machines.
When it comes to having a website, it is imperative that it is secured and mobile friendly at the same time. If you have a website that can be used seamlessly on both desktop and mobile, then expect customers to have a better time browsing your products. And this means that it is also possible to increase your monthly sales. You can see an example on Keep Moving Care’s website that specializes in used mobility scooters.
The website should also be secured because you want to give people the peace of mind that they need. This way, you are avoiding the possibility of identity theft which is quite common in the World Wide Web.
Social media campaigns matter. In fact, if you don’t have the money to pay for a TV advertisement, then you can always resort to this type of marketing strategy. Social media campaigns make a huge difference because of the number of active users that different platforms have. Facebook already has billions of users. These are especially good for people in industries which excel from social media such as onceababy.
How should you be approaching your social media marketing strategy? You will have to consider to not always sell your products. You must share things that are interesting to your audience. In addition to this, you should also start targeting the right people. Pay for the sponsored posts and see the difference that it can make in your overall campaign. And of course, you will also have to consider taking a closer look at your metrics. Which post brings the best results and engagement? Look at The Fab Lab science workshops as a good example of a testament to this strategy.
When it comes to your business, it is always a good idea to take the necessary steps to increase sales. It is also a good idea to turn to technology such as social media and SEO.
A lot of businesses today are reliant on their online marketing. And one of the most effective ways to capture the attention of a particular audience is by using SEO tactics. SEO tactics today differ from those strategies that were used a few years back. Nowadays, SEO is more content-centric. That’s after Google implemented their algorithm that focuses more on content and information.
Why exactly is SEO important? One, it helps your business to be seen on the first page. Once your website is on the first page of the relevant searches, it means that you get to maximize the traffic. Keep in mind that almost 80% of Google users will never bother to go to the second or third search result page so that means if you want people to find your Sussex SEO services and you’re on page 3 barely anyone will find you.
Also, SEO can be a good way to cover up bad reviews. Instead of having the bad reviews appear on the first page of the search result page, instead, you have your page to appear in these searches. It means that you can minimize the bad impression that you leave on your potential customers. But of course, it can get tricky because it is really not that easy to rank a website.
Muscle mass is important. Not only does it help you look good, but it can also help in burning calories. Nowadays, a lot of people are looking for strategies on how they can grow their muscles. The good news is that there are different ways on how to do it. However, there are basic concepts that you should be following. …
